North Star: $1B

As fast as possible.

Edit assumptions

Net worth today

Editable above

To $1B

$1.00B

Gap to close

Fastest path (40%)

18yr 11mo

2045 target year

Base path (25%)

26yr 7mo

2053 target year

Trajectory to $1B

$50,000/mo contribution · 25% base growth

15% (slow)25% (base)40% (aggressive)

Required CAGR — 10 yrs

694.3%

To hit $1B by 2036

Required CAGR — 15 yrs

298.1%

To hit $1B by 2041

Required CAGR — 20 yrs

181.8%

To hit $1B by 2046

Top levers this month

01
Drive Tampa NPM from 10% → 12%
Compounded over 5 yrs ≈ +$3-5M to net worth via faster buyout payoff + bigger distributions.
02
Accelerate David buyout
Every $1 to David removes ~25% drag on future distributions. Frees up distribution policy for stocks/RE.
03
Open WPB on schedule
Adds 3rd revenue stream + unlocks Dallas trigger ($1.5M reserves → next market).

Coming soon — Live levers will be auto-generated from Claude API once Plaid + QuickBooks data flows are live. Current 3 are placeholders informed by the growth plan model.

Charitable giving — placeholder

Reminder: think about who/what to give and what % feels right. No annual target until stocks > $1M.